WEBMD - Leading Causes of Disability, Oct 09, 2011

"Your odds of becoming disabled before you retire are about one in three. That might be higher than you expect. You might also be surprised by the most likely causes of disability.

"People tend to think about disability in terms of catastrophic events, like a terrible car accident that leaves you paralyzed or in a nursing home," says Richard Frank, PhD, deputy assistant secretary for disability, aging, and long-term care policy at the Department of Health and Human Services in Washington. "They don't think about disability caused by things that are less dramatic and much more common."

Conditions such as arthritis, back pain, heart disease, cancer, depression, diabetes, and even pregnancy are some of the leading causes of disability in the U.S.

Here's the rundown of the most common disabling conditions -- along with advice about how you can protect yourself from the costs of disability."

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